Million Dollar Year Review (Dow Janes)

I hope you enjoy reading this blog post.
if you want to learn how I ended up in front of you, click here.

Laurie Ann and Britt founded Dow Janes (I see what you did there) to help women get control of their money. Since the financial industry was built by men, for men, Dow Janes was designed to be the opposite: fun, feminine, empowering;

they believe that women with money have more choices and louder voices. “We’re on a mission to build the financial confidence of women+ around the world,” they said. Are these ladies legit? What are they selling? How much does it cost? Read on for my Million Dollar Year review.


Hey, I'm Joshua T. Osborne

In 2015, I said goodbye to 16-hour days and hauling boxes up and down stairs for a living (I was a mover). I became a full-time entrepreneur, and I made my money by helping business owners make money.

They had a need, and because of Virtual Tool Booths., I could fill it. Through the methods taught by my all-time favorite course and mentor, I created a 6-figure business in roughly 6 months. I could retire today (at 37) and never have to worry about money ever again.

Because of Virtual Tool Booths., I was able to quit my job, work online with flexible hours, and move to the mountains (Colorado Springs if you’re wondering)...all while helping real people improve their businesses, incomes, and lives!

For most folks, a college degree is the biggest bill of their lives. I never went to college. So I don’t have any massive bills or giant debts hanging over my head. My greatest education came from Virtual Tool Booths. (for a tiny fraction of what college costs) and it’s the bill that pays ALL the bills - a hundred times over!

I really wanted to share this secret weapon with others, so they could change their lives the way I changed mine. So if you’re not 100% sure about college, or only researching to make someone else happy, Virtual Tool Booths. might be a better option for you.

Want to know how I built this life with no formal education?

Learn More Here

Laurie Ann is the CEO of Dow Janes. She calls herself an energy healer and empowerment coach. Once she mastered money, she paid off $60k worth of debt and built a million dollar business. Britt is the COO.

She graduated from Harvard Business School, believe it or not. She says she’s been investing since she was eight years old and likes to keep things playful and easy to understand. Stephanie is their financial coach and Craig is their investment advisor.

Okay so their team is legit. Great brand. Excellent positioning. You’re seeing their ads all over Facebook.

They’re telling you to sign up for their free masterclass on investing. What’s the catch, right? Ultimately, they want to sell you their transformational coaching program called Million Dollar Year.

The year-long experience will help you build the skills and habits to “spend thoughtfully, save systematically, and invest confidently.”

What all do you get? The Curriculum: step by step tutorials and resources to budget, save, invest, and multiply your money. Financial Coaching: real-time mentoring, support, and feedback via their private Facebook group and live weekly Q&A calls.

Community and Accountability: a friendly, non-judgy community of women all working together to achieve similar financial goals. Mindset: rewrite your money story, reframe how you think about it, and become the person you want to be.

How much does The Million Dollar Year cost? It’s a one-time fee of $1,999 or 12 monthly payments of $199. You’re protected by a “double your investment money back guarantee.” If, after one year, you can prove you did the work and didn’t save at least twice what you paid for the program, you can get a refund.

Which I think is fair, but also, not great for you. What if, three weeks after you join, your car unexpectedly breaks down and you need that two grand to get it fixed? Sucks to have to wait a full year and submit all kinds of “course homework” just to get your money back.

The only other downside I noticed is that, other than the live weekly calls, you don’t get any direct access to Britt and Laurie Ann. And if you can’t attend the live Q&A calls because of work, kids, or other obligations, you’re out of luck.

I get that they want to protect their time and build something that’s scalable, but some personal interaction with the people who sold you the program would be nice, wouldn’t it?

Other than that, do I think you could budget, save, and/or invest your way to a positive ROI on Million Dollar Year? I do.

Now if you’d like to supplement that with extra money coming in each month, be sure to take a closer look at what we do before you go. It’s simple, affordable, low risk, not very competitive, you can work anywhere, there’s no selling, and it feels amazing because you get to help out local businesses.

Full details on the next page.

Joshua T Osborne

Founder/CEO – Mr. & Mrs. Leads

$84K Per Month providing Toll Booth Leads to small business owners all over the United States. is for anyone who is looking to get out of the daily corporate grind and provide a better lifestyle for themselves and their families while bringing massive value to small business owners. 

You can learn more here.

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